The signs can be many, but typical indicators that your identity is being used include:

• A creditor informs you that an application for credit was received with your name and address, which you did not apply for.
• Telephone calls or letters state that you have been approved or denied by a creditor that you never applied to.
• You receive credit card statements or other bills in your name, which you did not apply for.
• You no longer receive credit card statements or you notice that not all of your mail is delivered.
• A collection agency informs you they are collecting for a defaulted account established with your identity and you never opened the account.